No Purchase Necessary. These Official Rules and Regulations (“Rules”) govern The Financeit Canada is Home (the “Contest”). The Contest is administered by Financeit Canada Inc., 296 Richmond Street W #500, Toronto, ON M5V 1X2 (“Financeit”).
CONTEST PERIOD: Contest begins at 12:01 AM (Eastern) on July 1 2017 and ends at 11:59 PM (Eastern) on August 31st, 2017 (the “Contest Period”).
ELIGIBILITY: To enter and be eligible to win a Prize, you must be an approved Financeit borrower with a current loan agreement with Financeit (“Customer”) including a legal resident of Canada (except Quebec) who is eighteen (18) years of age or older at the time of entry. You are not eligible to enter if you are an employee, director, officer, or retiree of Financeit or its affiliated companies (each a “Financeit Person”), or are a spouse, parent, child, or sibling of a Financeit Person. You are not eligible to enter if your account is in arrears or collections status.
HOW TO ENTER: A Customer will receive one (1) entry into the Contest for each loan submitted during the Contest Period using the Financeit home improvement program, and subsequently funded by December 1st, 2017. An entry may also be obtained by submitting a request in writing sent to Financeit at the address noted above. Entries received after the end of the Contest Period will not be included in the draw.
ODDS OF WINNING: Odds of winning depend on the number of eligible entries received during the Contest Period. No limit to the number of entries.
PRIZE: There is one (1) Prize available to be won consisting of a $8600 CAD voucher for the Discover the Canadian Rockies Westbound trip with G Adventures (“Prize”). The voucher is not transferrable and subject to terms and conditions associated with the voucher.
WINNER SELECTION: One Customer will be selected by random draw from all eligible entries applicable thereto (the “Selected Customer”). All draws will take place in Toronto, ON, on December 7th, 2017, at approximately 10:00 AM (Eastern).
NOTIFICATION: The Selected Customer will be contacted by telephone and/or email within ten (10) business days of the draw date at the number/address associated with their Financeit Account (the “Notification”).
DECLARATION OF WINNER: To be declared the Contest Winner and receive the Prize, a Selected Customer must first (a) correctly answer, without assistance of any kind, whether mechanical or otherwise, a mathematical skill-testing question posed by Financeit, and (b) sign a Release in the form provided by Financeit, confirming compliance with the Contest Rules, acceptance of the Prize as awarded, without substitution, and releasing Financeit and their respective shareholders, directors, officers, employees, agents, representatives, affiliates, successors and assigns (collectively, the “Releasees”) from any liability in connection with the Contest or any Prize. The Releasemust be returned within the time period specified by Financeit or the Prize may be forfeited at sole discretion of Financeit. If any Selected Customer (a) fails to meet the conditions set out above, (b) does not respond to the Notification within the time stipulated, or (c) does not meet Contest eligibility requirements or is not fully compliant with the Contest Rules, Financeit may, in its sole discretion without right of appeal, disqualify a Selected Customer and select an alternate Selected Customer by random draw (as set out in section 7 hereof) until Contest Winners are declared.
AWARDING OF PRIZE: The Prize will be sent directly to the confirmed Contest Winner’s address listed in their Financeit Account in the form of a travel voucher within (8) weeks of a Selected Customer being confirmed a Contest Winner.
GENERAL: Financeit shall have no liability for loss, damage or claims caused by or resulting from the Contest or acceptance of a Prize. Financeit will not be responsible for late, lost, illegible, incomplete, falsified or destroyed entries and all such entries are void. Entries that have been falsified, tampered with or altered are void. Financeit shall not be liable for incorrect or inaccurate capture of entry information, technical malfunctions, human or technical error, printing errors, lost, delayed or garbled data or transmissions, omission, interruption, deletion, defect or failures of any telephone or computer lines or networks, computer equipment, software or any combination thereof. Entry materials/data that have been tampered with or altered are void. In the event it is determined that a Customer has entered in a fashion not sanctioned by these Rules, all of the entries submitted by the Customer will be disqualified.
GOVERNING LAW: By entering the Contest, each Customer agrees (a) that any and all disputes, claims and causes of action arising out of or connected with this Contest or any Prize shall be resolved in accordance with the laws of the Province of Ontario and federal laws applicable therein, and (b) to irrevocably submit to the exclusive jurisdiction of the courts of the Province of Ontario over any claim or matter arising under or in connection with the Contest or these Rules.
QUEBEC RESIDENTS are not eligible to enter into this Contest.
PRIVACY: Financeit respects your right to privacy. Personal information collected from Customers will only be used by Financeit or its representatives to administer the Contest and, only if consent is given at the time of entry, to provide Customers with information regarding upcoming Contests and/or events from Financeit. By entering the Contest, Customer's consent to the manner of collection, use and disclosure of personal information as set out in the Financeit privacy statement, which is available at: www.Financeit.io.
PRIZE: Grand Prize (1): One Grand Prize Winner will receive a $10,000 CAD voucher good toward a trip to the Canadian Rockies with G Adventures (“Grand Prize”). The voucher is not transferrable. However, if the Grand Prize Winner wishes to use the voucher toward travel of a guest or guests, each such guest will be required to sign a Travel Companion Liability/Publicity Release. If any guest of the Grand Prize Winner is a minor, he/she must be accompanied by his/her parent/legal guardian. The Grand Prize Winner and his/her guest(s) must travel on the same itinerary. The Prize voucher is good only for travel for the Grand Prize Winner and one (1) guest. Trip must be booked by March 1, 2018 for travel departing before December 31, 2018. Trips, itineraries, trip dates and trip features are limited to those offered by G Adventures. Other travel restrictions, blackout dates, conditions and limitations may apply. Approximate Retail Value (“ARV”): $10,000.
Neither Sponsor nor G Adventures shall be responsible for any other expenses or arrangements related to the Prizes, including the procurement of a valid passport and any required visas/entry permits; all other expenses, including insurance, federal, state and local taxes, etc. shall be solely the Prize Winner’s responsibility.
Prize is subject to the Grand Prize Winner agreeing to G Adventures’ booking terms and conditions found here: gadventures.com/terms-conditions-policies/. Please note that mandatory medical insurance, at the cost of the Grand Prize Winner, is required for participation.
The potential Prize Winners will each be required to sign and return an Affidavit of Eligibility/Compliance & Liability/Publicity Release (including, without limitation, providing his/her respective Social Security Number or Taxpayer Identification Number for tax purposes), as allowed by state law.
If the potential Prize Winner is present at the Event at the time of the announcement, the potential Prize Winner may sign the required documents on site at that time; if the potential Prize Winner is not present at the time of the announcement, she/he will receive a Prize Sweepstakes notification within ten (10) business days by email and the potential Prize Winner must sign, have notarized and return the documents by the return date specified in the Prize notification letter. The Prize Winner will also receive an IRS Form 1099 in the amount of the actual value of the Prize, as required by law.
Sponsor may, at its sole discretion, disqualify and select an alternate potential Prize Winner if: (a) the potential Prize Winner fails to respond to notification within the time specified by Sponsor with satisfactory proof of age, identity and residency; (b) the potential Prize Winner fails to execute and return a properly completed Affidavit of Eligibility/Compliance & Liability/Publicity Release and any other required documents by the return date specified by Sponsor, regardless of the cause of such failure; (c) and/or the potential Prize Winner fails, in any manner, to comply with these Official Rules as determined by Sponsor in its sole discretion.
Prior to the award of the Prize, Sponsor reserves the right to require the potential Prize Winner to submit to a confidential background check to confirm eligibility and to help ensure that the use of any such person in advertising or publicity will not bring Sponsor into public disrepute, contempt, scandal or ridicule or reflect unfavorably on the Sponsor or its brands as determined by Sponsor in its sole discretion.
Prize Limit: Only one (1) Sweepstakes Prize per individual or household regardless of type of Prize.
With respect to the Airfare component of the prize:
Travel blackout periods may apply.
Space is subject to availability at time of booking.
The origin and destination can’t be changed. However, a change to the flight time, and/or travel date is permitted. A change fee per ticket may apply.
Ticket is not transferable, not refundable and not redeemable for cash.
Frequent flyer mileage accumulation is not permitted.
The use of e-upgrade certificates is not permitted.
Stopovers are not permitted.
Promotional pass recipients may be held liable to the airline for failure to adhere to the restrictions and conditions of travel applicable to their tickets or for the fraudulent use of those tickets
The airfare ticket(s) is for one-time use only, and only for the Winner’s and guest’s personal use. It may not be distributed or sold, or otherwise used for commercial or personal gain, other than for the purpose for which it is intended. G Adventures reserves the right to modify or cancel the airfare component of the prize at their discretion. Any violation of these conditions may be subject to cancellation of the airfare component of the prize, of any booking made using the airfare component of the prize, and/or to any legal or other recourse available for the recovery of damages suffered or costs, expenses or loss incurred as a result of such prohibited use.
Prizes: i) are subject to availability, ii) are valid on new bookings only, iii) may not be combined with any other offer or discount, iv) have no cash value, v) are not transferrable, vi) are not eligible for “Lifetime Deposit” nor “Guaranteed Departure”, and vii) cannot be exchanged by the Winner.
Winner must contact G Adventures directly by phone and/or e-mail email@example.com by March 1, 2018, to book their prize trip, and G Adventures must agree to the chosen departure dates and the prize may be substituted for a prize of comparable value by G Adventures’ in its sole discretion. Passport, visa, and vaccination procurement and costs are the sole responsibility of the Winner. Prize is subject to the Winner agreeing to G Adventures’ booking terms and conditions found here: gadventures.com/terms-conditions-policies/. Please note that mandatory medical insurance, at the cost of the Winner and their guest, is required for participation, in an amount no less than USD $200,000 and covering medical, evacuation, and repatriation while travelling.
The Winner and his/her guest are responsible for all incidentals, meals, gratuities, transportation throughout the duration of the trip that is not expressly included in the cost of the itinerary, the cost of travel to the closest point of air departure, the cost of obtaining a passport or visa or other photo identification, or any additional activities the Participant elects to engage in outside of what is provided by G Adventures as part of the standard Tour itinerary.
All Participants who accept a prize acknowledge and agree that they are responsible to ensure their eligibility to travel internationally, if applicable, their proper and lawful eligibility to enter the country or region where the prize trip will be held, and to re-enter their country of resident, and represent and warrant to G Adventures that they possess or are able to procure a valid passport for the duration of the trip, if necessary, according to current international travel law. Passport and visa procurements will be the sole responsibility and for the sole account of the winning Participants and their guests. If a Participant is unable to attend their prize Tour due to passport, entry or other legal or regulatory restrictions, they shall be deemed to have forfeited their entry into the competition and G Adventures shall not be liable for any damages resulting from such inability to attend. The Winner and their guest are responsible for any surcharges or service charges if applicable.
The G Adventures Booking Terms and Conditions, which can be found on the G Adventures website, (www.gadventures.com/terms-conditions-policies/ ) will apply to the Tour. By accepting the prize Tour, the Winner and their guest agree that they will be bound by such Terms and Conditions.
Once the trip is confirmed, the Winner may not change the departure date. The Winner and guest must travel on the same Tour itinerary on the same dates. G Adventures reserves the right to approve any travel dates. G Adventures is not responsible for any travel related delays or cancellations.
Prizes are awarded “as is” without warranty or guarantee, either expressed or implied by G Adventures. The Winner is responsible for the reporting and payment of all taxes (if any) as well as any other costs and expenses associated with acceptance and use of prize not specified herein as being awarded.
G Adventures (and any Contest partners) expressly disclaim any responsibility and Participants agree to indemnify and hold harmless G Adventures and any Contest partners from and against any and all claims, actions, demands and/or liability for injury, damage or loss whatsoever relating to or arising in connection with participation in this Contest (regardless of the cause of such injury, damage or loss) and/or the delivery and/or subsequent use or misuse of any of the prizes awarded.