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Bring your ideas to work.

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Life at Financeit.

We love what we’ve built so far, and we love the people we’re building it with. We’re a diverse, energetic and open team that doesn’t worry too much about titles. We like our team to feel at home, so you’re free to dress up or dress down – whatever makes you comfortable.

Collaborating in the library
Life at Financeit in the kitchen
Unchained from a desk
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Where we work

Where we work.

Our headquarters, located in Toronto’s Entertainment District, is easily accessible, with TTC subway and streetcar stops just around the corner. Union Station is a stone’s throw away and a bike path arrives right at our doorstep.

Ideas live here
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Ideas live here.

We’re always on the lookout for creative, idea-driven people to add to our team. We’re a collaborative bunch, so bring your big ideas to work.

Ideas live here
Fitness class
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What about benefits?

We offer more than just the basics. Take advantage of onsite massage, yoga, and fitness classes. Our lifestyle spending account will cover part of the tab, and you’ll have standard medical, dental, vision and wellbeing coverage as well.

Open Positions:

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Decision System Support Analyst, Risk Management
Sandy, Utah / Risk

About the role:

Financeit is seeking a talented and motivated Decision System Support Analyst to join our growing Risk team to support the company’s strategic risk management vision. This person will have a good understanding of credit origination strategies gained through experience in risk management in a consumer lending environment. In this role the incumbent will be responsible for translating business and risk requirements into effective solutions to deliver advanced credit origination strategies in Canada and the US.

What you'll do:

  • Using various process modeling and design techniques, design, document, and implement risk and fraud models and strategies into the credit decision system platform (GDS Link)
  • Collaborate with key business stakeholders including Operations, Risk, and Product
  • Work with the QAT lead to define acceptance test criteria by considering all possible outcomes of the use cases
  • Lead the communication with 3rd party data providers to understand how to map the technical requirements to the solution design
  • Communicate project scope, status and risks to all stakeholders
  • Additional duties as required

What you'll need to succeed:

  • Bachelor’s degree in Math, Business, Computer Science, or other quantitative discipline
  • 3+ years of directly related experience developing and implementing origination strategies in a decision engine/originations platform (eg. GDS Link, FICO OM, Experian SM/Powercurve)
  • Experience documenting complex process flows, and developing test plans
  • Working knowledge or experience with Solution Design, Workflow Modeling, Process and Data mapping
  • Advanced knowledge and experience using MS Excel
  • Familiarity with SQL or similar program language considered an asset
  • Strong analytical and critical thinking skills
  • Ability to read and interpret system specification documents, APIs
  • Exceptional written, verbal communication, presentation, and time management skills

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018, we offer more than just the basics. Take advantage of:
  • Competitive pay
  • Comprehensive medical, dental and vision coverage
  • 401K Contribution matching
  • Maternity leave top up program
  • Career learning and development programs

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.
Analyst, Reporting and Analytics- U.S.
Sandy, Utah / Risk

About the role:

We’re looking for someone to provide value added business/data analytics and reporting to the management, board and stakeholders for U.S. lending business: design, develop and implement risk reporting (dashboard and reporting package production); perform data analytics on various risk metrics; identify, document, and communicate business/risk pattern and insight in a timely, clear and accurate manner with stakeholders. The incumbent will report to Senior Manager, Modelling and Analytics.

What you'll do:

  • Design, develop, implement, and distribute various reporting packages and dashboard (monthly and quarterly) on various risk metrics (e.g. origination, approval, credit performance, profit/loss metrics, delinquency and collections)
  • Perform data extracts, cleaning, and analytics on various risk metrics
  • Deliver ad-hoc analysis/report
  • Deliver insights and commentary that can inform business decisions
  • Validate the quality and integrity of data and reporting processes used in generating the reports
  • Continue to improve reporting processes with respect to efficiency, accuracy and timeliness
  • Work with business leads to understand business objectives and needs for insights and document requirements to design, develop, and implement appropriate analytics and reporting to deliver the required insights
  • Support changes to reports and dashboards to allow the business to track additional metrics as required
  • Maintain manual/documentation for reporting processes

What you'll need to succeed:

  • University or College degree in a relevant discipline
  • 3-5 years of relevant experience successfully working in an analytical or reporting role using advanced tools such as R, Python, SQL, for the purpose of data mining, analytics, reporting, and generating business insights
  • Experience with business intelligence tools such as Looker, Tableau, Qlik, etc
  • Expertise with data manipulation, reporting techniques, and report automation
  • Strong analytical problem solving skills with ability to critically evaluate business problems and find optimal solutions
  • Highly organized and able to prioritize and handle a variety of tasks and responsibilities simultaneously and efficiently
  • Energetic and enthusiastic team player, capable of working both independently and in a team environment with high attention to detail for accuracy, and initiative to follow up on items and get things done
  • Experience conducting reporting and analysis in consumer credit risk or collections at a financial institution an asset
  • Advanced skills in using PowerPoint to create management presentations

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018, we offer more than just the basics. Take advantage of:
  • Competitive pay
  • Comprehensive medical, dental and vision coverage
  • 401K Contribution matching
  • Maternity leave top up program
  • Career learning and development programs

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.
Credit Risk Specialist- U.S.
Sandy, Utah / Risk

About the role:

We are looking for a self-motivated and energetic Credit Risk Specialist to join our Risk Management Department. Your responsibilities in this role will include assessing new and active merchant partners in Canada and the US based on Financeit partner onboarding and risk monitoring policies, ensuring credit and fraud related risks are minimized and policies and controls are adhered to. The Credit Risk Specialist will also be responsible for the review/audit of funded loans, ensuring that risk and underwriting policies are within stated guidelines. You will have a proven track record as an individual with the ability to work independently in a fast-paced and changing environment.

What you'll do:

  • Assess all new potential merchant partners within the Canadian and US market and review company and business owner/director information to assess partner’s credit quality and performance as per Financeit onboarding guidelines
  • Ongoing monitoring and evaluation of existing partners credit quality and performance, including assessing for potential fraud or AML risks
  • Strong credit evaluation and analytical skills, including familiarity with applicable commercial credit bureau reports, financial statement assessment, and analysis measures
  • Assess existing processes on an ongoing basis and make recommendations for improvement
  • Other duties and responsibilities as assigned

What you'll need to succeed:

  • Minimum 2 years of related experience working in indirect personal loan finance or similar. Preference will be given to candidates with direct experience in Home Improvement or Vehicle financing.
  • Strong credit evaluation and analytical skills, including familiarity with both commercial and consumer credit bureau report analysis
  • Intermediate level of understanding of financial statement and cash flow analysis including the calculation of key financial ratios
  • Bachelor’s degree in business or other related discipline
  • Strong planning, organizing and time management skills
  • Excellent oral and written communication skills
  • Bilingualism preferred
  • U.S. experience in indirect consumer lending or similar an asset
  • Ability to work with minimal supervision
  • Ability to multi-task and adjust priorities on-the-fly
  • Proficiency in MS Office

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018, we offer more than just the basics. Take advantage of:
  • Competitive pay
  • Comprehensive medical, dental and vision coverage
  • 401K Contribution matching
  • Maternity leave top up program
  • Career learning and development programs
Next Steps: If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.
Manager, Fraud and AML- U.S.
Sandy, Utah / Risk

About the role:

We’re looking for someone to develop, maintain and enforce Fraud and Anti-Money Laundering prevention strategies, mitigating losses resulting from new account origination fraud, and to ensure compliance with relevant US AML regulations.  

What you'll do:

  • Overall Fraud Management
    • Develop and oversee policies and procedures to minimize risk of fraud
    • Conduct detailed investigations and reporting on new account origination fraud
    • Monitor fraud transaction trends and make recommendations to senior management on changes to operating practices and procedures to mitigate the risk identified through investigative findings
    • Provide support & assistance in resolving complex disputes/fraud cases, including completing inbound and outbound calls where needed, and taking appropriate action based on the outcome of the investigation
  • Anti Money Laundering Management
    • Develop and oversee policies and procedures to comply with US Anti Money Laundering Regulations
    • Conduct investigations into flagged unusual or suspicious account or customer activity in accordance with AML suspicious transaction reporting guidelines
  • Other
    • Conduct regular monitoring control audits including reporting on results and creating action plans for addressing issues
    • Support the analysis and assessment of external vendors
    • Complete other duties as may be assigned from time to time including, but not limited to, acting as back-up to colleagues

What you'll need to succeed:

  • University degree or College diploma in a relevant discipline
  • Minimum of three (3) years of experience in a fraud investigations role in a consumer lending environment
  • Solid understanding of fraud management policies, tools, and processes
  • Direct experience in US Anti Money Laundering a plus
  • Strong analytical problem-solving skills with ability to critically evaluate business problems and find optimal solutions
  • Highly organized and able to prioritize and handle a variety of tasks and responsibilities simultaneously and efficiently
  • Energetic and enthusiastic team player, capable of working both independently and in a team environment with high attention to detail for accuracy, and initiative to follow up on items and get things done

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018. Take advantage of:
  • Competitive pay
  • Comprehensive medical, dental and vision coverage
  • 401K Contribution matching
  • Maternity leave top up program
  • Career learning and development programs

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.

Director of Risk Management- U.S.
Sandy, Utah / Risk

About the role:

We’re looking for someone to drive the company’s strategic risk management vision and framework in the United States including: working with Senior Management to establish the organization’s risk appetite; developing advanced risk models, strategies and system execution to support automated risk decisioning; implementing appropriate risk assessment and monitoring processes; and ensuring the company operates within approved thresholds.This person will also act as the company’s Chief Anti-Money Laundering Officer and Chief Privacy Officer in the United States.  

What you'll do:

  • Overall Risk Management
    • Identify, measure, and monitor, credit risks across the US business
    • Lead and manage the design, system implementation and ongoing improvement in risk strategies, models, policies and procedures related to the company’s consumer lending guidelines and merchant approval / monitoring process
    • Provide timely analytics and reporting of risk strategies and KPIs
    • Advise and work with senior leadership to implement appropriate risk controls and training
    • Seek ways to optimize risks in the organization as a competitive business advantage
    • Coordinate and oversee quality control audits of underwriting
  • AML and Fraud Management
    • Develop, implement, and monitor US AML and Privacy policies, procedures, and training
    • Create strategies that improve KPIs related to fraud management, approval and loss rates
  • Lender and Regulatory Management
  • Other
    • Develop, recommend, and manage, all 3rd party credit related vendor relationships and contracts, including credit reporting agencies
    • Collaborate with other teams including product and development on implementing risk models and strategies
    • Communicate and escalate risk issues to the Chief Risk Officer, related risk committees, the Executive Management team, and when appropriate, the Board of Directors (or committees thereof)
    • Lead and oversee the growth and development of the US risk team

What you'll need to succeed:

  • 8+ years of experience working in consumer or small to medium sized enterprise financing, ideally in a point-of-sale lending environment
  • 5+ years of experience working in consumer credit risk management
  • Strong critical thinking skills
  • Bachelor’s degree in Business Administration, Finance or Economics; Master’s degree preferred
  • Sound knowledge of credit risk methodologies, measurement, management and monitoring
  • Knowledge or experience in consumer and/or merchant fraud risk considered is a plus
  • Experience working with merchant onboarding / monitoring is a plus
  • Strong vendor management skills (commercial and consumer credit, fraud, decision systems/analytic platforms)
  • Strong analytical and quantitative skills with proficiency in analytical methods and model development
  • Advanced Excel skills is a must
  • Proven ability to balance sound risk management principles with business goals
  • Broad financial expertise with knowledge of financial and economic fundamentals, along with business policies, products, processes, systems, and roles
  • Sound judgment and ability to maintain confidentiality in critical and sensitive information, records, and reports
  • Strong written and verbal communication skills

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018. Take advantage of:
  • Competitive pay
  • Comprehensive medical, dental and vision coverage
  • 401K Contribution matching
  • Maternity leave top up program
  • Career learning and development programs

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.

Collections Manager- U.S. Accounts
Sandy, Utah / Operations

About the role:

The Collections Manager – US Accounts will play an important role in driving collections performance as Financeit expands into the US market. You will be responsible for working directly with several US agencies that handle pre-charge-off and post-charge-off collections. Responsibilities will also include using analysis and observations to recommend strategy and process improvements to enhance and evolve our business.  

What you'll do:

  • Evaluate and onboard collection agencies
  • Interact professionally with management of Agency vendors working pre-charged off and post-charge-off accounts for the most cost-efficient results within established Policy and Procedures
  • Analysis of reports to identify trends and provide direction to vendors for appropriate enhancements to call strategies
  • Meet Customer Experience and Compliance standards through use of monitoring process of agencies
  • Provide coaching and feedback of results to internal and vendor management teams
  • Work with other departments such as customer service to problem solve and generate efficiencies
  • Demonstrate an ongoing comprehensive working knowledge of first party and third party regulations governing the Collections industry
  • Perform other duties as assigned

What you'll need to succeed:

  • Bachelor’s degree in a relevant discipline is preferred
  • Collections, legal and recovery experience in the US
  • Ability to work independently based on general direction
  • Strong analytical and conflict resolution skills.
  • Ability to work and evolve our business with limited oversight
  • Experience in managing Agency/Client relationships
  • Proficiency in MS Excel, Word, Google apps
  • Project management experience an asset

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018. Take advantage of:
  • Competitive pay
  • Comprehensive medical, dental and vision coverage
  • 401K Contribution matching
  • Maternity leave top up program
  • Career learning and development programs

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.