U.S. Consumer Privacy Notice

Last Updated: 08/2014

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Why do we have this notice?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What type of personal information is collected?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

When you are no longer our customer, we continue to share your information as described in this notice.

How does Privacy work?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons FINANCEIT USA INC chooses to share; and whether you can limit this sharing.

Reasons that we can share your personal information Does FINANCEIT USA INC share information? Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes — to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates’ everyday business purposes — information about your transactions and experiences No We don't share
For our affiliates’ everyday business purposes — information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share

Who we are and what we do

Who is providing this notice? FINANCEIT USA INC
How does FINANCEIT USA INC. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does FINANCEIT USA INC. collect my personal information?

We collect your personal information, for example, when you:

  • open an account or apply for a loan
  • apply for financing or give us your income information
  • provide employment information
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • ffiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Terms & Definitions

Term Definition Information sharing policy
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. FINANCEIT USA INC does not share information about you with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. FINANCEIT USA INC does not share information with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial producs or services to you. FINANCEIT USA INC does not jointly market to you.