• 1+ years of experience in finance-related roles such as accounting and/or financial analysis (including internships or co-op positions).
• Bachelor's Degree in a relevant discipline.
• CPA designation or pursuing, along with knowledge of IFRS concepts and day-to-day accounting is preferred.
• Advanced Excel skills are a must (ability to create and work with complex formulas).
• Takes initiative, is accountable, well-organized, finds innovative and efficient methods of completing tasks.
• Previous experience in Treasury is an asset.
• Knowledge of the financial services industry is an asset.

Some of the perks of working at Financeit:

• University degree in Engineering, Math, Computer Science, Applied Math or Applied Sciences, Finance, or other quantitative discipline.
• 1.5+ years of full-time and/or internship/PEY experience in advanced analytics, data engineering, data science, or financial modeling, preferably with a focus on credit risk management, fraud, actuarial science, or operations analytics.
• Advanced skills in data extraction, manipulation, and modeling are a must with expertise in SQL, Python (scikit-learn, pandas, etc.) and Excel highly preferred.
• Hands-on experience building and deploying decisioning models, data pipelines, or process automation using RPA or AI is a strong asset.
• Familiarity and/or experience with alternative credit and/or fraud data, indirect (B2B2C) lending, business intelligence tools (ex. Tableau, PowerBI, Looker) and/or collections & recoveries strategies are highly valued.
• Must be able to demonstrate highly advanced pragmatic real-world quantitative thinking, judgment, communication (verbal, visual, and written), with advanced problem-solving and analytical skills.
• Must be legitimately curious and passionate about finding the “right answer,” with a detail-oriented mindset and a “healthy sense of paranoia” about quality.
• Must be highly organized and driven, with the ability to manage competing priorities while meeting deadlines.
• Must have a balanced sense of pride and humility, and the ability to thrive in a collaborative environment bringing energy and enthusiasm to team culture.

Some of the perks of working at Financeit:

• Support projects and initiatives across Risk by identifying, aggregating, transforming and integrating the best data possible into proprietary tools, data warehouses, representative models, and predictive forecasts, as required
• Ensure data quality and accuracy by taking ownership for, and management of, Risk data repositories
• Architect and scale automation (RPA, GenAI, pipelines, etc.) and data infrastructure solutions that drive efficient risk management (credit, fraud, merchant) outcomes
• Contribute to the ongoing development and refinement of accurate operational and financial forecasts (stock-flow, time-series, econometric) that predict consumer & channel partner credit and fraud losses across products, segments, and stakeholders
• Support the development and delivery of on-time high-quality Loss Forecasts and Risk (vintage-level performance), Operational (e.g. Collections performance), Lender (e.g., Portfolio Performance), and Financial (e.g., IFRS) dashboards and reports
• Develop and support the delivery of high-quality automated triggers to notify key partners and stakeholders of the most pressing Risk issues needing their attention
• Support the development, implementation, and deployment of advanced risk prediction and scoring models
• Document data sets, tools, and processes (using tools like Confluence) in ways that ensure clarity and a seamless and accurate internal transfer of knowledge
• Partner with cross-functional strategy, reporting and data science teams to understand their goals and ensure they have what’s needed to succeed and thrive
• Participate in strategic projects and initiatives related to risk management
• Foster a team culture rooted in dedication, curiosity, and continuous improvement

• University degree in Engineering, Math, or Computer Science
• 2+ years of full-time and/or internship/PEY experience in data engineering, data analytics, dev ops, model ops, applied AI, and/or automation
• 2+ years of applied experience in building data repositories, automating data pipelines and process and/or creating analytic models using tools like dbt, Airflow, Python, and/or Redshift
• Advanced skills in data manipulation, visualization, and modeling, with proficiency in SQL, Looker, and Excel would be highly valued
• Experience working in indirect (B2B2C) lending / consumer credit risk, commercial credit risk, fraud, collections & recoveries and/or in an analytics or automation capacity at a financial institution would be a strong asset
• Strong strategic thinking, judgment, communication (verbal, visual, and written), and advanced problem-solving analytic skills
• Legitimately curious and passionate about finding the “right answer” with a detail-oriented mindset and a “healthy sense of paranoia” about quality
• Highly organized, disciplined and driven, with the ability to manage competing priorities while meeting deadlines.
• Balanced sense of pride & humility with the ability to thrive in a collaborative environment and bring energy and enthusiasm to team culture

• Manage and complete the loan adjudication process by validating supporting documentation and reviewing loan conditions
• Adhere to established service level agreements (SLAs)
• Provide on the spot coaching to any merchants that require additional document policy training and build lasting customer relationships with Partners
• Provide prompt, efficient, detailed customer-oriented service to all Partners and Borrowers, respond to all inquiries promptly and maintain detailed notes
• Calculate financial ratios to evaluate customers’ financial worthiness.
• Maintain knowledge of lending requirements, internal policies and procedures, and compliance and regulatory requirements.
• Follow security and safeguarding procedures for the prevention of loss due to fraud, money laundering or defalcation.
• Understand risks and take appropriate actions, including all documentation, and any other requirements to maintain operational integrity.
• Review own work for accuracy and completeness, identifying inconsistencies or discrepancies that indicate problems with the quality of work.

• Bilingualism in French is required.
• Customer Service experience is required.
• 1+ years of experience in financial services or call centre environment is an asset.
• Willing to learn consumer credit and lending practices.
• Technical and organizational abilities are a must.
• Ability to multitask and meet deadlines.
• Availability between the hours of 1:00 PM and 9:00 PM PT Monday to Friday, and between 7:00 AM to 3:00 PM PT on Saturdays and Sundays.

• Build, maintain, and continuously improve full-spectrum profitability-optimising consumer credit strategies, policies, and tests covering a wide range of channels, products, and stakeholders
• Segment markets into prospective borrowers and design and execute statistical algorithms that optimise profitability by maximizing the acquisition of high-margin booked loans while minimizing losses through channels where intermediaries can have a significant impact on the presentation of offers, structure of pricing and underwriting standards
• Develop and execute backtesting, monitoring, and reporting, in a timely manner - working collaboratively with cross-functional stakeholders as required - to ensure that strategies are effective and high-performing
• Develop risk policies that are compliant with the organisation’s risk appetite and review approve / decline requests outside of established guidelines
• Conduct regular loan quality audits, and recommend changes to policies and procedures based on identified process gaps while ensuring corrective action is taken
• Contribute to the continuous improvement of team efficiency and effectiveness by identifying high quality / well-managed data sources and opportunities for the team to apply automation to key processes, reports and documentation
• Dig deep into trends, anomalies and analytic findings to link them to actual real-world events, customer attitudes and behaviours to draw meaningful conclusions and insights that can improve ongoing business outcomes
• Work with cross-functional partners to understand and incorporate their ideas and objectives into risk strategies
• Bring energy, positivity, and a team-first attitude every day, while striving to make the team and yourself better.

• University degree in a quantitative or technical field such as Engineering, Computer Science, Math, Applied Sciences, or Finance.
• 3+ years of experience in strategy, analytics, data science, risk management, or finance with a significant focus on quantitative and qualitative strategy, predictive modeling, and/or risk or business analytics
• 3+ years of applied experience in building quantitative and qualitative strategic plans, advanced models and policies
• 3+ years of experience creating senior management ready communications and presentations with Excel, PowerPoint & Word.
• Advanced skills in data manipulation and statistical / machine learning / AI modeling, with proficiency in Python, SQL, Knowledgeseeker, and/or SAS
• Experience conducting complex indirect lending / consumer credit risk and/or fruad strategy & analytics at a financial institution, a strong asset.
• Strong strategic thinking, judgment, communication (verbal, visual, and written), with advanced problem-solving and analytical skills.
• Legitimately curious and passionate about finding the “right answer,” with a detail-oriented mindset and a “healthy sense of paranoia” about quality.
• Highly organized and driven, with the ability to manage competing priorities while meeting deadlines.
• Balanced sense of pride and humility, thriving in a collaborative environment and bringing energy and enthusiasm to team culture.

• Upstream testing and analysis to prevent bugs from entering the product.
• Create, maintain, and execute test plans that test the product from end-to-end.
• Be an advocate for the user before the product hits the market.
• Able to work independently with minimum help.
• Execute test routines for integration, system, functional and UAT.
• Effectively collaborate with team members, including Designers & Developers, to achieve the best results.
• Provide test reports to Product Managers & QA Managers to keep the team updated on progress.

What you'll need to succeed:

• Minimum of 3 years of full-time work experience in QA with a focus on manual testing.
• Experience with all phases of the testing lifecycle with a strong focus on requirement analysis, gap analysis, test case creation and execution.
• Must exhibit a strong understanding of testing processes, methodologies, and standards.
• Motivated to get involved in requirements gathering and translate that into test plans.
• Keen interest in working in smaller, closely knit teams of Front-End Developers & Designers.
• Desire is to make QA a repeatable and scalable function, rather than having to constantly regression test.
• You look to understand the underlying “why” of the product and understand the business inside-out.
• Proactive – you love giving feedback and strive to build a simple, better product.
• Hands-on experience with test automation testing.
• Experience with CI servers, JScript, RSpec and Ruby (or any other OOP language).
• Experience with cross browser and mobile testing

Some of the perks of working at Financeit:

• An award-winning culture with a collaborative & inclusive team.
• Competitive pay and performance-based bonus.
• Committed to flexible work arrangements, offering hybrid workplace options.
• Comprehensive medical, dental and vision coverage + Lifestyle Account.
• RRSP Matching and Parental Leave Top UP Program.
• In office massage, meditation & workout sessions.
• Virtual events such as Lunch & Learns, company parties, fun team activities and charity initiatives.
• Career learning and development programs.

Next Steps:

• Initiate and maintain contact with merchants or borrowers to identify new opportunities.
• Set and strive to achieve targets, contributing to the company's growth plan.
• Collaborate with team members to share insights, strategies, and best practices, fostering a supportive and cooperative work environment.
• Actively seek coaching and guidance from peers and managers to enhance sales techniques and performance.
• Operate with minimal supervision and demonstrate a proactive approach to finding solutions to challenges as they arise.
• Apply strong business acumen to understand customer needs and tailor solutions accordingly.
• Maintain high integrity and ensure the delivery of the right solutions to the right clients consistently.
• Utilize CRM tools to manage and track the sales pipeline effectively.

What you'll need to succeed:

• Ideally, 2+ years of sales experience with a proven track record. However, recent graduates with a passion for sales will also be considered.
• Intermediate proficiency with Microsoft Office, and able to learn new technologies quickly.
• Experience managing a sales pipeline through a CRM (such as Salesforce, Hubspot etc)
• Desire to work on a competitive, target-driven business sales team.
• Highly disciplined, with excellent time management & organizational skills.
• Strong written and oral business communication skills, in English. (French is an asset)

Some of the perks of working at Financeit:

• An award-winning culture with a collaborative & inclusive team.
• Work from home.
• Commission-based pay structure with potential earnings of $50,000 to $60,000 annually.

• Lead the timely and accurate financial close process, including review of supporting files and journal entries.
• Maintain a robust close calendar and ensure adherence to deadlines.
• Prepare monthly, quarterly, and annual internal financial statements, including variance analysis and insightful commentary. Ensure compliance with IFRS.
• Monitor financial performance against established KPIs and budgets.
• Participate in the development and implementation of new accounting policies and procedures.
• Oversee the company’s annual financial statement audit and other audit-related engagements.
• Manage key financial operations, including corporate banking and accounts payable.
• Serve as a key member of the vendor management committee, maintaining strong relationships with external service providers.
• Maintain and improve internal controls across the finance function.
• Own the accounting system and chart of accounts, while driving process enhancements, automation initiatives, and efficiency improvements across financial operations.
• Support or lead ad hoc financial projects and initiatives as required.
• Lead and mentor a team of accounting professionals, fostering collaboration, accountability, and continuous learning.

What you'll need to succeed:

• Bachelor’s degree in Accounting or Finance.
• CPA designation (mandatory).
• 7+ years of progressive accounting experience, including at least 2 years in a people management role.
• Deep knowledge of IFRS; experience with IFRS 9 is an asset.
• Excellent analytical, problem solving and organizational skills.
• Proficiency with financial systems and ERP platforms.
• Advanced Excel skills (VLOOKUP, pivot tables, SUMIF).
• Exceptional leadership and team management skills.
• Excellent communication and presentation abilities.
• Strategic thinker with a track record of driving financial performance and process improvements.
• Experience in the financial services or lending industry is a strong asset.

Some of the perks of working at Financeit:

• Assist the team in defining the right outcome based KPIs.
• Be a great communicator, ensuring the team, executive and stakeholders have the right level of context and information at all times.
• Ensure your organization is healthy & performing at a high level, with reporting and measurements to back it up.
• Ensure the team is focused on the highest impact priorities to hit company goals - whether business, code debt, architecture or productivity related.
• Work with the Development Managers and QAs to ensure they are consistently delivering quality work in a timely manner and exhibiting the expected behaviors as laid out in their career paths.
• Recruit, retain talent and evolve our hiring practices, including screening and interview processes.
• Coordination of promotions and compensation adjustments.
• Evolve management best practices to help ensure the developers & QAs are given autonomy, their skills and careers are growing, and they feel connected.
• Administration and review of regularly scheduled performance cycles.
• Coordination with other departments including Product to ensure that developers & QA are working in harmony with the rest of the technology team.
• Collaborate with Project Management Office (PMO) on the process and quality of estimates and status updates provided by the teams for major initiatives and projects.
• Demonstrate to executive leadership the return on investment for the development team.
• Develop strategies and tactics to optimize total cost of ownership for technology developed and implemented.

• A degree in Computer Science or a related field, or equivalent hands-on experience.
• A broad and deep understanding of how modern, web-based product companies operate.
• 5+ years of experience in engineering leadership, including direct management of developers and QA teams.
• Proven strategic thinking with the ability to align technical decisions with business goals.
• A strong track record of people leadership—motivating, mentoring, and growing high-performing teams.
• Clear understanding of the key engineering and product metrics that drive performance and impact.
• A genuine passion for team development and continuous improvement.

• Ensure a seamless and positive experience for merchants transitioning from the Merchant Approval Team.
• Train businesses on how to use our tools to position financing and offer monthly payment options.
• Support new Partners in ramping up and generating consistent volume.
• Develop and execute training sessions with new merchants on the Financeit platform.
• Manage communications and scheduling with merchants in a clear and timely manner.
• Maintain accountability through daily and weekly reporting of all sales activities.
• Leverage product knowledge and consultative selling skills to drive financing adoption.
• Identify and communicate process or system gaps to the appropriate levels of management.

• College Diploma or BA degree.
• 2+ years of experience is sales or customer service. B2B experience is an asset.
• Effective communication in English and French is a must.
• Experience in consumer lending, SaaS or financial services is preferred.
• Strong B2B sales and relationship management skills.
• Proficiency in Salesforce or other CRM tools.
• Strong interpersonal and organizational skills.
• Confident and professional speaking and presentation abilities.
• Ability to multitask and meet deadlines under pressure.

• Manage MSF (Multiple Staging Financing) settings in Admin (Internal loan managing system) including the onboarding of new merchants.
• Manage ad-hoc MSF reporting (ie. getting Installation Schedules, Financials, and other required merchant documents).
• Assist with reporting as directed by the Program Director.
• Assist with requirements collection/validation, testing, and stakeholder sign offs for MSF Product enhancements.
• Assist with training related to MSF process updates.
• Coordinate MSF asks with Merchants/Sales and internal teams.
• Requirements gathering and creation for MSF Product enhancements.
• Review pricing requests and set up or flag for approval as needed.
• Produce reporting/analysis for specific merchants and/or promotions as requested by the Program Director.
• Monitor competitor programs and compare against Financeit’s offering.

• Highly motivated self-starter with 5+ years of experience in data analysis or quantitative discipline.
• Advanced in Microsoft Excel data visualization functions and pivot tables.
• Experience working with SQL and BI platforms (Looker, Tableau, etc.).
• Experience with advanced data modeling and statistical analysis.
• Financial acumen and proficiency in financial analysis.
• Delivery-focused, detail oriented, and thrives in a fast-paced environment.
• Strong communication and presentation skills, with the ability to convey complex ideas in a clear and simple manner.
• Project management skills and experience leading strategic initiatives.
• Strategic thinking and a forward-looking mindset.

• Develop a company framework for managing channel, individual merchant, commercial product (multi-stage financing), and concentration (ex. sub-vertical, geography, macroeconomic, etc.) risk.
• Build, deploy, maintain, continuously improve ROA-optimising channel and merchant-level underwriting strategies, decisioning criteria, scores & controls.
• Support the development and continuous improvement of ROA-optimising consumer credit policies, strategies and tests for the home improvement and vehicle channels by ensuring that commercial counterparty exposure and channel effects are taken into consideration.
• Obtain internal alignment on and deploy risk policies that are compliant with the organisation’s risk appetite.
• Monitor strategy performance, develop and execute backtesting, and help guide reporting and trigger requirements – working collaboratively with cross-functional stakeholders as required - to ensure that policies, strategies, and scores are effective and high-performing.
• Conduct regular merchant and loan quality audits and recommend changes to policies and procedures.
• Contribute to the continuous improvement of team efficiency and effectiveness by identifying high quality data sources and opportunities for the team to apply automation to key processes, reports and documentation.
• Go beyond the basics and dig deep into trends, anomalies and analytic findings to link them to actual real-world events, macroeconomic events, industry developments, and/or customer attitudes and behaviours to draw meaningful insights that can improve ongoing business outcomes.
• Work with cross-functional partners to understand and incorporate their ideas and objectives into risk strategies.
• Bring energy, positivity, and a team-first attitude every day, while striving to make the team and yourself better.

• Bachelor’s degree in a quantitative field (e.g., Engineering, Math, Computer Science, Applied Sciences, or Finance).
• 3-5 years of full-time and/or internship experience in B2B and/or B2B2C (indirect channel) strategy, analytics, data science, credit and/or fraud risk management, or finance with a significant focus on both qualitative (ex. expert judgment / manual underwriting) and quantitative (statistical scorecard development) approaches
• 3+ years of applied experience in building both quantitative and qualitative strategic plans, models and policies
• 3+ years of experience creating senior management ready communications and presentations with Excel, PowerPoint & Word
• Advanced skills in data manipulation and statistical modeling, with proficiency in SQL, Excel, and Python (nice-to-have)
• Experience conducting complex B2B risk assessments, indirect lending / consumer credit risk, or business analysis at a financial institution, a strong asset
• Strong strategic thinking, judgment, communication (verbal, visual, and written), with advanced problem-solving and analytical skills.
• Legitimately curious and passionate about finding the “right answer,” with a detail-oriented mindset and a “healthy sense of paranoia” about quality.
• Highly organized and driven, with the ability to manage competing priorities while meeting deadlines.
• You thrive in a collaborative environment and bring energy and enthusiasm to the team culture.