Break down large purchases

Break down your next big purchase with a Financeit-approved business.

Financeit is the effortless, mobile-friendly way to pay for large purchases in low installments.

Break down large purchases
You're approved

Get approval decisions quickly. Pay off your purchase quickly.

Get credit checks in seconds, complete applications in minutes. Set up pre-authorized payments and pay off your plan as early as you please – without penalty.

Consumer with purchase options

You have a budget. We have a payment plan to match it.

Financeit works with a wide variety of businesses to help you break down large purchases and projects, and our interest rates are competitive with most credit cards.

Consumer with purchase options
Pay in low installments for:
Hot tub Hot tub

Hot tubs

Swimming pool Swimming pool

Pools

Home renovations Home renovations

Renovations

HVAC installation HVAC installation

HVAC units

Bicycle Bicycle

Retail items over $500

Recreational vehicles Recreational vehicles

Recreational vehicles

Frequently asked questions:
Q
What’s the catch?
A

No catch. Our payment plans have no hidden fees or sneaky payment terms. You’ll know up front if your payment plan carries a small cost. There are no customer fees for residents of Quebec.

Q
What recognizable businesses offer Financeit payment plans?
A

California Closets, Jacuzzi, and Home Hardware Home Installs are just a few of the 7,800+ businesses that offer Financeit payment plans.

Q
How can you apply for a payment plan?
A

You have to apply through a business that offers Financeit. The Financeit-approved business will help you apply for a payment plan in person or they’ll send you a private application link so that you can apply on your own.

Q
What documents will you need to provide?
A

You’ll need a piece of government-issued photo ID, and a void personal cheque to set up automated debit payments. In some cases you may need to provide proof of income.

Q
How can you get approved for a payment plan?
A

Financeit pre-approves applicants based on their credit reports. If your application is declined, there are alternate steps that you can take to get approved.

Adding a co-borrower or providing proof of income are potential options.

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Q
What will your interest rate be?
A

Our interest rates vary depending on the size of your payment plan, the details of your credit report, and the type of product or project you’ve purchased.

Interest rates typically range between 6.99% and 14.99%* – competitive with most credit cards. We never charge backdated interest.

*Rates are subject to change without notice.

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More questions? Our world-class customer service team can help.
Call 1 888 536 3025.

Our consumer satisfaction rating* is consistently above 90% for a reason.

Female customer testimonmial

“I have never received anything but exceptional customer service. Financeit always kept me well informed on the status of my payments. Always prompt at responding to questions and concerns.

Karen S.
Male customer testimonial

“Service was prompt. The product is easy to use. I can manage everything online and there are extra payment options so I can pay off my plan ahead of time without penalty.”

Michael G.
Male customer testimonial

“It was honestly the easiest transaction. Everything was completed via cell phone! It was awesome and only took 24 hours.”

Keith P.
Female customer testimonmial

“Service was so friendly. Folks were easy to talk to. They spoke clearly and understood the work to be done. Financing conditions are very flexible. Thank goodness!”

Julie G.
Male customer testimonial

“The service was outstanding. Very fast. All of our questions were answered quickly and professionally. We were very happy with our experience.”

Robert H.

*Consumer satisfaction rating is based on Financeit consumer surveys.