HVAC (heating, ventilation, air conditioning)

HVAC financing
at the speed of your business.

You’re there when customers need urgent HVAC replacements or repairs. We’re right there with you. Get started for free.

HVAC (heating, ventilation, air conditioning)

Financing that keeps
up with you.

We offer consumer financing solutions that move as fast as you do. Offer your customer a low monthly quote with real-time approvals from Financeit.

Check mark in a circle
On-site approvals.
We provide fast credit decisions, so you get quick, easy customer approvals on your mobile device.
Dollar sign in a circle
Get paid faster.
Receive the full purchase amount in your bank account as soon as the job is done and your customer signs off.

Low monthly payments
for your customers.

Take the stress out of unexpected HVAC expenses by offering customers low monthly, biweekly or weekly loan payments and flexible financing options with our promotional programs.1

2.99% written in a blue box
Interest Rate Buydowns.
Lower interest rates that work with your customer’s budget.
0% written on a green price tag
No Interest.
0% interest for 12, 24, 36, 48 or 60 months.
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Deferred Payments.
No payments and no interest for 3, 6 or 12 months.
What you need to know about HVAC financing - Commonly asked questions
How much does it cost me to use your HVAC financing services?

Nothing. Financeit’s services are free to HVAC vendors. We do not charge any transaction or membership fees. There are costs associated with our optional promotional programs. See “How to run a financing promotional program” for more information on promos.

If a customer is approved for HVAC financing, how and when do I get paid?

Once all of the necessary documents have been signed, received and approved and the customer signs off on the HVAC installation/project completion, you will receive the full purchase amount of the HVAC installation in your account within 2 business days.

How much do you charge our customers for HVAC financing?

How much a customer pays for an HVAC financing loan depends on the customer’s credit status, the loan amount and what promotional offer is provided. For a more detailed answer, visit our updated payment calculator, available to all Financeit merchants.

How long does the application and approval process take?

The entire application and approval process for HVAC financing can be done in a matter of minutes. Customers can use your device or their own device to complete the application on the spot, or they can complete it at a time and location most convenient for them. Once their information has been received, an approval decision is made in seconds.

What are the advantages of offering HVAC financing through Financeit?

Offering your customers the option to finance their new HVAC installation can:

– Help you increase sales by showing potential customers that financing can help them get the HVAC unit they want without breaking their budget, by breaking down that expensive purchase into low monthly payments.

– Help you increase the amount of each sale by giving your customers access to higher-end HVAC equipment. By financing their HVAC purchases, your customers can now afford premium HVAC equipment with only a slight increase to their weekly, bi-weekly or monthly payment amounts.

– Make you more popular with customers for giving them a variety of payment options
– Take away the cost and stress of doing credit checks, processing applications, managing accounts and collecting payments that come with doing your own HVAC financing.

– Give you another angle to market your HVAC products and services. We even have digital tools that plug into your website and show potential customers how low their payments can be.

What kind of documentation do you need from the customer in order to get them pre-approved?

All a customer has to provide in order to get pre-approved for HVAC financing is:

First and last name
Date of birth
Gross income
Employment information

Close more deals and get paid faster with Financeit. Get started for free.

Our customer satisfaction rating is consistently above 90% for a reason.2


  • HVAC

    “Fast, friendly service. Financeit makes it so easy for our customers to get the financing they need to get the products they want.”

    Kris K.
    Urban Heating and Cooling
  • Home Improvement

    “Our clients are impressed by the ability to complete their process online, at home or wherever they choose to do it.”

    Deborah A.
    Thomas Edison Electric
  • Pool and spa

    “From approval to funding, it took less than one day. Financeit understands how to support growing businesses who need simple financing solutions.”

    Michael K.
    Jacuzzi Hot Tubs
  • RV and ATV for Vehicle

    “Financeit is the most straightforward, user-friendly and timely financing provider I have ever dealt with. The portal and the support team are amazing to work with.”

    Chris W.
    Motor Sports World

1 Fees apply for promotional programs.
2 Consumer satisfaction rating is based on Financeit consumer surveys.