About the role:

Financeit is looking for an exceptional VP of Marketing to lead our marketing team and support our continued growth. As a member of our Executive team and reporting into the CEO, you will collaborate with cross-functional teams to craft and communicate our unique value proposition to our target audiences, and help enable our sales and client success organizations to effectively grow the business. This role requires industry expertise in building B2B / SaaS Marketing organizations. The ideal candidate has a deep understanding of all things digital including optimizing our website to achieve defined business goals and launching new strategies to generate leads. This role is highly visible and cross-functional, involving regular communication with executive management, product management, and sales leadership. You will be an active member of our Executive team.

Responsibilities:

• Strategy & Positioning
  • Work with the company’s executive leadership team to help articulate the positioning of the company
  • Identify the key performance objectives required for success and how the Marketing team can support the pursuit of those objectives
  • Define a concrete marketing strategy that supports the company’s key performance objectives
  • Develop and manage a marketing budget for the company
  • Develop a view on Marketing’s role in the Home Services industry
• Manage all Marketing Activities
  • Define and execute a PR strategy that capitalizes on opportunities to build awareness in the market for the Financeit corporate brand
  • Oversee and execute strategy on company marketing initiatives that contribute to our high growth goals, including lead generation, customer acquisition, marketing operations, content, social media, PR, branding, and trade show events
  • Serve as a champion for customer experience across the various customer touchpoints
  • Build a strong brand through the creation of meaningful collateral and content
  • Responsible for all our online marketing activities which include the evolution of our website and online presence across all digital channels
  • Lead and improve upon existing enterprise / account based marketing strategies for our Big Box and OEM merchants in the Home Services industry
  • Provide ongoing sales support to drive towards shared business goals
  • Manage the various marketing-related requests from across the organization and effectively prioritize work for the team ensuring a manageable and motivating work environment
• Build a Strong Marketing Team
  • Lead the strategic planning process for the marketing team
  • Mentor, and empower the Financeit marketing team while developing a long-term plan for its structure and growth
  • Scale and lead our Creative team in developing a strong voice for our merchant audience
• Work Effectively in a Cross-Functional Environment
  • Deeply understand the needs of customers and cross-functional stakeholders to position Financeit for continued success in existing verticals, while driving the vision for expansion into new business lines with new products
  • Align closely with product and sales teams to understand our merchants needs, create go-to-market strategies, and work with our PR and Design teams to create communication and collateral that reflects the company brand and value
  • Work with our Business Intelligence team to exercise a data-centric approach to use data to improve future marketing campaigns and results

Requirements:

• 10+ years experience in B2B / SaaS marketing, ideally with hands-on experience in both Canada and the US
• Prior experience building and managing teams in high-growth environments
• Experience working and creating alignment cross-functionally
• Excellent communication skills written, verbal, and visual are a must
• Bachelor's degree or equivalent work experience, MBA a plus
• Experience working with marketing automation platforms such as Pardot, Omniture, Hubspot, etc.
• Experience working with analytics platforms and CRM platforms
• Expert in all things related to digital marketing (SEO, SEM, social, etc.)
• Experience working in a shared services oriented organization
• Understanding of the Home Services industry is a plus

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Cultures™ in 2018, we offer more than just the basics. Take advantage of:

• An award-winning culture with regular social events + team lunches
• Competitive pay
• RRSP Contribution matching
• Maternity leave top up program
• Comprehensive medical, dental and vision coverage + fitness reimbursement
• Onsite massage, yoga and fitness classes
• Career learning and development programs
• Casual dress code

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.

About the role:

We’re looking for a thoughtful writer and grammar nerd who has experience writing for clients in a variety of different industries. Our copywriter will be instrumental in the constant and careful refinement of our brand voice. If you bring charm and clarity to digital ads, blog posts, emails, website copy, press releases, and sales support materials, you’ll be a fit for Financeit. Financeit is a thriving B2B business, and success in this role requires a writer who is willing to learn, internalize and communicate our product in a deep and meaningful way.

What you'll do:

• Tight collaboration with our Marketing team to deliver a variety of executions, including: web copy, blog posts, email campaigns, landing pages, digital ads, and scripts for video executions
• Contribute to several key Marketing efforts, including our social media and SEO-anchored blog strategy
• To provide a strong strategic and creative voice for our brand touch points
• Develop friendly, approachable copy that is aligned with our marketing and sales objectives
• Contribute to evolving creative concepts in partnership with our Creative Team
• Assist in establishing and maintaining our brand’s editorial standards

What you'll need to succeed:

• University degree or college diploma in a related field (English, Journalism, Communications) or a combination of relevant education and work experience
• 4-5 years of professional copywriting experience
• Agency experience is a huge plus
• Meticulous proofreading and editing skills are a must
• Impeccable grammar, spelling and punctuation
• Exceptional attention to detail and dedication to a high degree of accuracy
• Ability to handle multiple priorities with an appropriate sense of urgency
• Creativity and a demonstrated ability to work in a fast-paced environment
• Consistently execute commitments at a high level and stop at nothing to deliver exceptional results

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Cultures™ in 2018, we offer more than just the basics. Take advantage of:

• An award-winning culture with regular social events + team lunches
• Competitive pay
• RRSP Contribution matching
• Maternity leave top up program
• Comprehensive medical, dental and vision coverage + fitness reimbursement
• Onsite massage, yoga and fitness classes
• Career learning and development programs
• Casual dress code

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.

About the role:

We’re looking for an experienced Creative Director to lead the Creative Services team in the execution of all design needs for the organization. You will be the lead brand steward and ambassador. You’re a design nerd who is crazy about design and making things look beautiful. You love helping businesses grow and you love working with great people to achieve common goals. You’re a motivated self-starter with strong knowledge of current design principles and strong presentation and organizational skills. You should be a proven leader and team player with experience at managing multiple projects and creative staff against tight deadlines.

What you'll do:

• Lead our Creative team in developing a strong voice for our merchant audience
• Build a strong brand through the creation of meaningful collateral and content
• Manage the Creative Services team, providing creative inspiration, guidance and mentorship
• Keep up-to-date with trends in branding, marketing, and advertising
• Present creative decisions with clarity and design rationale
• Manage design requests to ensure they stay on track and meet deadlines
• Translate creative vision across multiple channels
• Work with all levels and teams within the organization

What you'll need to succeed:

• Be a thought leader with highly creative ideas
• Proficient at Adobe Creative Suite, InVision, Sketch, and other video programs
• Minimum 8 years of experience as a Creative director or similar
• Previous management experience, leading designers, content writers, developers
• Experience managing client projects and an ability to build relationships with various stakeholders
• Experience managing multiple projects and the ability to meet aggressive deadlines
• Experience working with data
• Knowledge on how to maintain and evolve brand and creative guidelines for efficiency and consistency; Brand vision, impact of the brand on Culture
• Strong understanding of UX, led web / UX projects
• Animation and editing skills (motion graphic is a plus)
• Photography skills
• High level of knowledge and proficiency in Adobe CC (Illustrator, InDesign, Photoshop), Sketch 3, HTML, Wordpress and CSS
• Strong understanding of typography, graphics, marketing and communications
• Copywriting experience is a plus

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Cultures™ in 2018, we offer more than just the basics. Take advantage of:

• An award-winning culture with regular social events + team lunches
• Competitive pay
• RRSP Contribution matching
• Maternity leave top up program
• Comprehensive medical, dental and vision coverage + fitness reimbursement
• Onsite massage, yoga and fitness classes
• Career learning and development programs
• Casual dress code

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.

About the role:

Financeit is seeking a talented and motivated Decision System Support Analyst to join our growing Risk team to support the company’s strategic risk management vision. This person will have a good understanding of credit origination strategies gained through experience in risk management in a consumer lending environment. In this role the incumbent will be responsible for translating business and risk requirements into effective solutions to deliver advanced credit origination strategies in Canada and the US.

What you'll do:

• Using various process modeling and design techniques, design, document, and implement risk and fraud models and strategies into the credit decision system platform (GDS Link)
• Collaborate with key business stakeholders including Operations, Risk, and Product
• Work with the QAT lead to define acceptance test criteria by considering all possible outcomes of the use cases
• Lead the communication with 3rd party data providers to understand how to map the technical requirements to the solution design
• Communicate project scope, status and risks to all stakeholders
• Additional duties as required

What you'll need to succeed:

• Bachelor’s degree in Math, Business, Computer Science, or other quantitative discipline
• 3+ years of directly related experience developing and implementing origination strategies in a decision engine/originations platform (eg. GDS Link, FICO OM, Experian SM/Powercurve)
• Experience documenting complex process flows, and developing test plans
• Working knowledge or experience with Solution Design, Workflow Modeling, Process and Data mapping
• Advanced knowledge and experience using MS Excel
• Familiarity with SQL or similar program language considered an asset
• Strong analytical and critical thinking skills
• Ability to read and interpret system specification documents, APIs
• Exceptional written, verbal communication, presentation, and time management skills

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018, we offer more than just the basics. Take advantage of:

• Competitive pay
• Comprehensive medical, dental and vision coverage
• 401K Contribution matching
• Maternity leave top up program
• Career learning and development programs

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.

About the role:

Financeit is seeking a talented and motivated Decision System Support Analyst to join our growing Risk team to support the company’s strategic risk management vision. This person will have a good understanding of credit origination strategies gained through experience in risk management in a consumer lending environment. In this role the incumbent will be responsible for translating business and risk requirements into effective solutions to deliver advanced credit origination strategies in Canada and the US.

What you'll do:

• Using various process modeling and design techniques, design, document, and implement risk and fraud models and strategies into the credit decision system platform (GDS Link)
• Collaborate with key business stakeholders including Operations, Risk, and Product
• Work with the QAT lead to define acceptance test criteria by considering all possible outcomes of the use cases
• Lead the communication with 3rd party data providers to understand how to map the technical requirements to the solution design
• Communicate project scope, status and risks to all stakeholders
• Additional duties as required

What you'll need to succeed:

• Bachelor’s degree in Math, Business, Computer Science, or other quantitative discipline
• 3+ years of directly related experience developing and implementing origination strategies in a decision engine/originations platform (eg. GDS Link, FICO OM, Experian SM/Powercurve)
• Experience documenting complex process flows, and developing test plans
• Working knowledge or experience with Solution Design, Workflow Modeling, Process and Data mapping
• Advanced knowledge and experience using MS Excel
• Familiarity with SQL or similar program language considered an asset
• Strong analytical and critical thinking skills
• Ability to read and interpret system specification documents, APIs
• Exceptional written, verbal communication, presentation, and time management skills

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018, we offer more than just the basics. Take advantage of:

• An award-winning culture with regular social events + team lunches
• Competitive pay
• Comprehensive medical, dental and vision coverage + fitness reimbursement
• Onsite massage, yoga and fitness classes
• RSP Contribution matching program
• Maternity leave top up program
• Career learning and development programs
• Casual dress code

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.

About the role:

The Legal & Compliance Coordinator is responsible for a wide variety of legal, compliance and corporate secretary duties within the law group of FinanceIt Canada Inc. under the supervision of department management. This includes the preparation of legal documents and correspondence, responding to regulatory inquiries, corporate secretary filings, administrative support, carriage of small claims litigation files and interacting with in-house clients.

What you'll do:

• Prepare legal documents based on written instruction, verbal direction and precedent, including correspondence to counsel and regulators on various legal matters affecting Financeit
• Maintain day-to-day carriage of corporate secretary and licensing filings in the U.S. and Canada
• Maintain carriage of small claims court files
• Administer components of the compliance framework including the Financeit Policy Inventory
• Conduct legal and compliance research as directed, including research on statutes, regulations, directives and guidelines from regulators, and court and tribunal decisions
• Assist with general department management activities including preparing administrative documents, filings, and scheduling meetings

What you'll need to succeed:

• Paralegal certification preferred, or a combination of education and experience
• 2+ years of direct work experience in a legal assistant, paralegal, or law clerk capacity
• Strong knowledge of basic legal concepts, principles, and terminology.
• Good working knowledge of MS Office including Excel and Powerpoint
• Strong interpersonal skills to interact with employees, departments, and external agencies
• Good research skills on the Internet and traditional sources of information
• Excellent writing skills
• Resourcefulness and flexibility
• Professional, responsive, and positive work attitude
• Able to maintain filing systems and basic databases
• Meticulous records maintenance skills
• Strong customer service orientation

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018, we offer more than just the basics. Take advantage of:

• An award-winning culture with regular social events + team lunches
• Competitive pay
• Comprehensive medical, dental and vision coverage + fitness reimbursement
• Onsite massage, yoga and fitness classes
• RSP Contribution matching program
• Maternity leave top up program
• Career learning and development programs
• Casual dress code

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.

About the role:

We’re looking for someone to provide value added business/data analytics and reporting to the management, board and stakeholders for U.S. lending business: design, develop and implement risk reporting (dashboard and reporting package production); perform data analytics on various risk metrics; identify, document, and communicate business/risk pattern and insight in a timely, clear and accurate manner with stakeholders. The incumbent will report to Senior Manager, Modelling and Analytics.

What you'll do:

• Design, develop, implement, and distribute various reporting packages and dashboard (monthly and quarterly) on various risk metrics (e.g. origination, approval, credit performance, profit/loss metrics, delinquency and collections)
• Perform data extracts, cleaning, and analytics on various risk metrics
• Deliver ad-hoc analysis/report
• Deliver insights and commentary that can inform business decisions
• Validate the quality and integrity of data and reporting processes used in generating the reports
• Continue to improve reporting processes with respect to efficiency, accuracy and timeliness
• Work with business leads to understand business objectives and needs for insights and document requirements to design, develop, and implement appropriate analytics and reporting to deliver the required insights
• Support changes to reports and dashboards to allow the business to track additional metrics as required
• Maintain manual/documentation for reporting processes

What you'll need to succeed:

• University or College degree in a relevant discipline
• 3-5 years of relevant experience successfully working in an analytical or reporting role using advanced tools such as R, Python, SQL, for the purpose of data mining, analytics, reporting, and generating business insights
• Experience with business intelligence tools such as Looker, Tableau, Qlik, etc
• Expertise with data manipulation, reporting techniques, and report automation
• Strong analytical problem solving skills with ability to critically evaluate business problems and find optimal solutions
• Highly organized and able to prioritize and handle a variety of tasks and responsibilities simultaneously and efficiently
• Energetic and enthusiastic team player, capable of working both independently and in a team environment with high attention to detail for accuracy, and initiative to follow up on items and get things done
• Experience conducting reporting and analysis in consumer credit risk or collections at a financial institution an asset
• Advanced skills in using PowerPoint to create management presentations

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018, we offer more than just the basics. Take advantage of:

• Competitive pay
• Comprehensive medical, dental and vision coverage
• 401K Contribution matching
• Maternity leave top up program
• Career learning and development programs

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.

About the role:

We’re looking for someone to provide value added business/data analytics and reporting to the management, board and stakeholders for U.S. lending business: design, develop and implement risk reporting (dashboard and reporting package production); perform data analytics on various risk metrics; identify, document, and communicate business/risk pattern and insight in a timely, clear and accurate manner with stakeholders. The incumbent will report to Senior Manager, Modelling and Analytics.

What you'll do:

• Design, develop, implement, and distribute various reporting packages and dashboard (monthly and quarterly) on various risk metrics (e.g. origination, approval, credit performance, profit/loss metrics, delinquency and collections)
• Perform data extracts, cleaning, and analytics on various risk metrics
• Deliver ad-hoc analysis/report
• Deliver insights and commentary that can inform business decisions
• Validate the quality and integrity of data and reporting processes used in generating the reports
• Continue to improve reporting processes with respect to efficiency, accuracy and timeliness
• Work with business leads to understand business objectives and needs for insights and document requirements to design, develop, and implement appropriate analytics and reporting to deliver the required insights
• Support changes to reports and dashboards to allow the business to track additional metrics as required
• Maintain manual/documentation for reporting processes

What you'll need to succeed:

• University or College degree in a relevant discipline
• 3-5 years of relevant experience successfully working in an analytical or reporting role using advanced tools such as R, Python, SQL, for the purpose of data mining, analytics, reporting, and generating business insights
• Experience with business intelligence tools such as Looker, Tableau, Qlik, etc
• Expertise with data manipulation, reporting techniques, and report automation
• Strong analytical problem solving skills with ability to critically evaluate business problems and find optimal solutions
• Highly organized and able to prioritize and handle a variety of tasks and responsibilities simultaneously and efficiently
• Energetic and enthusiastic team player, capable of working both independently and in a team environment with high attention to detail for accuracy, and initiative to follow up on items and get things done
• Experience conducting reporting and analysis in consumer credit risk or collections at a financial institution an asset
• Advanced skills in using PowerPoint to create management presentations

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018, we offer more than just the basics. Take advantage of:

• An award-winning culture with regular social events + team lunches
• Competitive pay
• Comprehensive medical, dental and vision coverage + fitness reimbursement
• Onsite massage, yoga and fitness classes
• RSP Contribution matching program
• Maternity leave top up program
• Career learning and development programs
• Casual dress code

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.

About the role:

We are looking for a self-motivated and energetic Credit Risk Specialist to join our Risk Management Department. Your responsibilities in this role will include assessing new and active merchant partners in Canada and the US based on Financeit partner onboarding and risk monitoring policies, ensuring credit and fraud related risks are minimized and policies and controls are adhered to. The Credit Risk Specialist will also be responsible for the review/audit of funded loans, ensuring that risk and underwriting policies are within stated guidelines. You will have a proven track record as an individual with the ability to work independently in a fast-paced and changing environment.

What you'll do:

• Assess all new potential merchant partners within the Canadian and US market and review company and business owner/director information to assess partner’s credit quality and performance as per Financeit onboarding guidelines
• Ongoing monitoring and evaluation of existing partners credit quality and performance, including assessing for potential fraud or AML risks
• Strong credit evaluation and analytical skills, including familiarity with applicable commercial credit bureau reports, financial statement assessment, and analysis measures
• Assess existing processes on an ongoing basis and make recommendations for improvement

• Other duties and responsibilities as assigned

What you'll need to succeed:

• Minimum 2 years of related experience working in indirect personal loan finance or similar. Preference will be given to candidates with direct experience in Home Improvement or Vehicle financing.
• Strong credit evaluation and analytical skills, including familiarity with both commercial and consumer credit bureau report analysis
• Intermediate level of understanding of financial statement and cash flow analysis including the calculation of key financial ratios
• Bachelor’s degree in business or other related discipline
• Strong planning, organizing and time management skills
• Excellent oral and written communication skills
• Bilingualism preferred
• U.S. experience in indirect consumer lending or similar an asset
• Ability to work with minimal supervision
• Ability to multi-task and adjust priorities on-the-fly
• Proficiency in MS Office

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018, we offer more than just the basics. Take advantage of:

• Competitive pay
• Comprehensive medical, dental and vision coverage
• 401K Contribution matching
• Maternity leave top up program
• Career learning and development programs

Next Steps: If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.

About the role:

As an Information Security Analyst, you are passionate about security, have deep and foundational understanding of cybersecurity concepts and have at least 3 years of experience working in an Information Security-related role. You have an ISC2 SSCP Certification or similar. You have good experience writing and maintaining policy and procedure documents. You love talking to people about security. You have an insatiable appetite for learning and sharing your knowledge. You thrive in fast-paced startup environments and multi-task with ease. You hold yourself accountable for results. You are an unstoppable force of good. At Financeit you will be a member of the security pod and you will be working alongside a group of highly motivated individuals whose mandate is to protect the company’s data and infrastructure.

What you'll do:

• Assist in various Cybersecurity Audits like SOC2 Type 2, PCI DSS, etc.
• Assist in reviewing and maintaining security-related Policies and Procedures
• Assist in responding to Vendor Risk Assessment questionnaires
• Verifying the security of third-party vendors and collaborating with them to meet security requirements
• Perform End-User Access Reviews
• Perform Vulnerability Scanning and Penetration Testing
• Participate in the development and maintenance of Infosec training materials
• Perform Cyber-security end-user awareness training
• Keeping up to date with the latest security threats and advisories from different vendors and organization to perform impact analysis and create remediation plans if necessary
• Monitoring security access
• Analyzing security incidents to identify the root cause

What you'll need to succeed:

• Bachelor's Degree in Computer Science or other related discipline
• Minimum of 3 years of experience in a security-related role
• ISC2 SCCP Security Certification or other equivalent security credentials
• Excellent communication skills
• Certificate in Ethical Hacking a plus (CEH)

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018, we offer more than just the basics. Take advantage of:

• An award-winning culture with regular social events + team lunches
• Competitive pay
• Comprehensive medical, dental and vision coverage + fitness reimbursement
• RSP Contribution matching
• Maternity leave top up program
• Onsite massage, yoga and fitness classes
• Career learning and development programs
• Casual dress code

Next Steps: If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview. "Financeit is an equal opportunity employer. Accommodations are available on request for candidates taking part in all aspects of the selection process.

About the role:

We’re looking for someone to develop, maintain and enforce Fraud and Anti-Money Laundering prevention strategies, mitigating losses resulting from new account origination fraud, and to ensure compliance with relevant US AML regulations.  

What you'll do:

• Overall Fraud Management
  • Develop and oversee policies and procedures to minimize risk of fraud
  • Conduct detailed investigations and reporting on new account origination fraud
  • Monitor fraud transaction trends and make recommendations to senior management on changes to operating practices and procedures to mitigate the risk identified through investigative findings
  • Provide support & assistance in resolving complex disputes/fraud cases, including completing inbound and outbound calls where needed, and taking appropriate action based on the outcome of the investigation
• Anti Money Laundering Management
  • Develop and oversee policies and procedures to comply with US Anti Money Laundering Regulations
  • Conduct investigations into flagged unusual or suspicious account or customer activity in accordance with AML suspicious transaction reporting guidelines
• Other
  • Conduct regular monitoring control audits including reporting on results and creating action plans for addressing issues
  • Support the analysis and assessment of external vendors
  • Complete other duties as may be assigned from time to time including, but not limited to, acting as back-up to colleagues

What you'll need to succeed:

• University degree or College diploma in a relevant discipline
• Minimum of three (3) years of experience in a fraud investigations role in a consumer lending environment
• Solid understanding of fraud management policies, tools, and processes
• Direct experience in US Anti Money Laundering a plus
• Strong analytical problem-solving skills with ability to critically evaluate business problems and find optimal solutions
• Highly organized and able to prioritize and handle a variety of tasks and responsibilities simultaneously and efficiently
• Energetic and enthusiastic team player, capable of working both independently and in a team environment with high attention to detail for accuracy, and initiative to follow up on items and get things done

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018. Take advantage of:

• Competitive pay
• Comprehensive medical, dental and vision coverage
• 401K Contribution matching
• Maternity leave top up program
• Career learning and development programs

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.

About the role:

We’re looking for someone to drive the company’s strategic risk management vision and framework in the United States including: working with Senior Management to establish the organization’s risk appetite; developing advanced risk models, strategies and system execution to support automated risk decisioning; implementing appropriate risk assessment and monitoring processes; and ensuring the company operates within approved thresholds.This person will also act as the company’s Chief Anti-Money Laundering Officer and Chief Privacy Officer in the United States.  

What you'll do:

• Overall Risk Management
  • Identify, measure, and monitor, credit risks across the US business
  • Lead and manage the design, system implementation and ongoing improvement in risk strategies, models, policies and procedures related to the company’s consumer lending guidelines and merchant approval / monitoring process
  • Provide timely analytics and reporting of risk strategies and KPIs
  • Advise and work with senior leadership to implement appropriate risk controls and training
  • Seek ways to optimize risks in the organization as a competitive business advantage
  • Coordinate and oversee quality control audits of underwriting
• AML and Fraud Management
  • Develop, implement, and monitor US AML and Privacy policies, procedures, and training
  • Create strategies that improve KPIs related to fraud management, approval and loss rates

• Lender and Regulatory Management
• Other
  • Develop, recommend, and manage, all 3rd party credit related vendor relationships and contracts, including credit reporting agencies
  • Collaborate with other teams including product and development on implementing risk models and strategies
  • Communicate and escalate risk issues to the Chief Risk Officer, related risk committees, the Executive Management team, and when appropriate, the Board of Directors (or committees thereof)
  • Lead and oversee the growth and development of the US risk team

What you'll need to succeed:

• 8+ years of experience working in consumer or small to medium sized enterprise financing, ideally in a point-of-sale lending environment
• 5+ years of experience working in consumer credit risk management
• Strong critical thinking skills
• Bachelor’s degree in Business Administration, Finance or Economics; Master’s degree preferred
• Sound knowledge of credit risk methodologies, measurement, management and monitoring
• Knowledge or experience in consumer and/or merchant fraud risk considered is a plus
• Experience working with merchant onboarding / monitoring is a plus
• Strong vendor management skills (commercial and consumer credit, fraud, decision systems/analytic platforms)
• Strong analytical and quantitative skills with proficiency in analytical methods and model development
• Advanced Excel skills is a must
• Proven ability to balance sound risk management principles with business goals
• Broad financial expertise with knowledge of financial and economic fundamentals, along with business policies, products, processes, systems, and roles
• Sound judgment and ability to maintain confidentiality in critical and sensitive information, records, and reports

• Strong written and verbal communication skills

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018. Take advantage of:

• Competitive pay
• Comprehensive medical, dental and vision coverage
• 401K Contribution matching
• Maternity leave top up program
• Career learning and development programs

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.

About the role:

We are looking for a dynamic and eager-to-learn the ropes individual who will be responsible for providing operational support for the team/company while working closely with the Sales & Marketing, Underwriting, Risk, Collections and Customer Service team.  

What you'll do:

• Receive and validate supporting documentation and investigate any outstanding items
• Ensure all first reviews of documentation is complete, correct, compliant and authentic to ensure prompt and quick funding
• Adhere to established service level agreements (SLAs) and develop plan/s for communication to partners and clients and advise/consult with supervisor as appropriate
• Provide on the spot coaching to any merchants that require additional document policy training.
• Ensure critical loan application data is entered correctly in the system
• Participate in document review, operational improvements and loan review programs; support Risk and Credit Analysts as required
• Provide prompt, efficient, detailed customer-oriented service to all Partners and Borrowers
• Manage inbound and outbound phone calls, emails and other forms of communication and respond to all inquiries promptly and maintain detailed notes
• Conduct UAT testing on any new products as required by the business

What you'll need to succeed:

• Fluency in French (verbal and written)
• Ability to prioritize, meet deadlines, and make quick informed decisions
• Must be available to work on weekends and evenings
• Proficiency in MS Office/Google suite, and other tools plus
• Excellent keyboarding skills
• Strong problem solving, investigative and listening skills

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018, we offer more than just the basics. Take advantage of:

• An award-winning culture with regular social events + team lunches
• Competitive pay
• Comprehensive medical, dental and vision coverage + fitness reimbursement
• Onsite massage, yoga and fitness classes
• RSP Contribution matching program
• Maternity leave top up program
• Career learning and development programs
• Casual dress code

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.

About the role:

Our Development team is searching for experienced full stack Frontend Software Developers to join the Financeit team and to help our company in pursuit of our vision and goals! If you are looking for an exciting opportunity to join a fast growing fintech company where your development work will make a difference, you’ve found the right place. We are looking for developers who value continuous learning and development, collaboration with the team, and of course the quality of their code. Ideally, you also have experience with some of the following tools: Ruby on Rails, HTML, CSS, Javascript (we’re in the process of switching to ES6): Backbone.js, Ember.js, Elasticsearch, Redis, RDBMS/SQL. Often the toolset will grow depending on the nature of the business requirements and the problem being solved. Particular responsibilities for a Developer will include:

• Working closely with other Developers, Product Managers, Designers, Testers and Business Stakeholders to understand and gather requirements
• Reading and maintaining the existing code base
• Designing and writing clean and testable code

What you'll need to succeed:

• Experience with modern JavaScript application frameworks.
• Excited about and capable of building both modern single page applications as well as more traditional server-side generated pages.
• Proud of writing clean, testable, and maintainable code
• Curiosity and excitement about technology and continuous learning and development
• Strong interpersonal and organizational skills
• Ability to work at steady, sustainable pace.
• Not afraid to think

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018, we offer more than just the basics. Take advantage of:

• An award-winning culture with regular social events + team lunches
• Competitive pay
• Comprehensive medical, dental and vision coverage + fitness reimbursement
• RRSP matching program
• Maternity top up program
• Onsite massage, yoga and fitness classes
• Career learning and development programs
• Casual dress code

Next Steps: If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview. "Financeit is an equal opportunity employer. Accommodations are available on request for candidates taking part in all aspects of the selection process.

About the role:

We are looking for a self-motivated and energetic Credit Risk Specialist to join our Risk Management Department. Your responsibilities in this role will include assessing new and active merchant partners in Canada and the US based on Financeit partner onboarding and risk monitoring policies, ensuring credit and fraud related risks are minimized and policies and controls are adhered to. The Credit Risk Specialist will also be responsible for the review/audit of funded loans, ensuring that risk and underwriting policies are within stated guidelines. You will have a proven track record as an individual with the ability to work independently in a fast-paced and changing environment.

What you'll do:

• Assess all new potential merchant partners within the Canadian market and review company and business owner/director information to assess partner’s credit quality and performance as per Financeit onboarding guidelines
• Ongoing monitoring and evaluation of existing partners credit quality and performance, including assessing for potential fraud or AML risks
• Strong credit evaluation and analytical skills, including familiarity with applicable commercial credit bureau reports, financial statement assessment, and analysis measures
• Assess existing processes on an ongoing basis and make recommendations for improvement

• Other duties and responsibilities as assigned

What you'll need to succeed:

• Minimum 2 years of related experience working in indirect personal loan finance or similar. Preference will be given to candidates with direct experience in Home Improvement or Vehicle financing.
• Strong credit evaluation and analytical skills, including familiarity with both commercial and consumer credit bureau report analysis
• Intermediate level of understanding of financial statement and cash flow analysis including the calculation of key financial ratios
• Bachelor’s degree in business or other related discipline
• Strong planning, organizing and time management skills
• Excellent oral and written communication skills
• Bilingualism preferred
• U.S. experience an asset
• Ability to work with minimal supervision
• Ability to multi-task and adjust priorities on-the-fly
• Proficiency in MS Office

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018, we offer more than just the basics. Take advantage of:

• An award-winning culture with regular social events + team lunches
• Competitive pay
• Comprehensive medical, dental and vision coverage + fitness reimbursement
• Onsite massage, yoga and fitness classes
• RSP Contribution matching program
• Maternity leave top up program
• Career learning and development programs
• Casual dress code

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.

About the role:

The Collections Manager – US Accounts will play an important role in driving collections performance as Financeit expands into the US market. You will be responsible for working directly with several US agencies that handle pre-charge-off and post-charge-off collections. Responsibilities will also include using analysis and observations to recommend strategy and process improvements to enhance and evolve our business.  

What you'll do:

• Evaluate and onboard collection agencies
• Interact professionally with management of Agency vendors working pre-charged off and post-charge-off accounts for the most cost-efficient results within established Policy and Procedures
• Analysis of reports to identify trends and provide direction to vendors for appropriate enhancements to call strategies
• Meet Customer Experience and Compliance standards through use of monitoring process of agencies
• Provide coaching and feedback of results to internal and vendor management teams
• Work with other departments such as customer service to problem solve and generate efficiencies
• Demonstrate an ongoing comprehensive working knowledge of first party and third party regulations governing the Collections industry
• Perform other duties as assigned

What you'll need to succeed:

• Bachelor’s degree in a relevant discipline is preferred
• Collections, legal and recovery experience in the US
• Ability to work independently based on general direction
• Strong analytical and conflict resolution skills.
• Ability to work and evolve our business with limited oversight
• Experience in managing Agency/Client relationships
• Proficiency in MS Excel, Word, Google apps
• Project management experience an asset

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018. Take advantage of:

• Competitive pay
• Comprehensive medical, dental and vision coverage
• 401K Contribution matching
• Maternity leave top up program
• Career learning and development programs

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.

About the role:

Our Development team is searching for experienced full stack Software Developers to join the Financeit team and to help our company in pursuit of our vision and goals! If you are looking for an exciting opportunity to join a fast growing fintech company where your development work will make a difference, you’ve found the right place. We are looking for developers who value continuous learning and development, collaboration with the team, and of course the quality of their code. Ideally, you also have experience with some of the following tools: Ruby on Rails, HTML, CSS, Javascript (we’re in the process of switching to ES6): Backbone.js, Ember.js, Elasticsearch, Redis, RDBMS/SQL. Often the toolset will grow depending on the nature of the business requirements and the problem being solved. Particular responsibilities for a Developer will include:

• Working closely with other Developers, Product Managers, Designers, Testers and Business Stakeholders to understand and gather requirements
• Reading and maintaining the existing code base
• Designing and writing clean and testable code

What you'll need to succeed:

• Experience in Ruby on Rails, Ember.js, iOS, Android and other cutting-edge technologies
• Proud of writing clean, testable, and maintainable code
• Curiosity and excitement about technology and continuous learning and development
• Strong interpersonal and organizational skills
• Ability to multitask and meet deadlines under pressure
• Not afraid to think

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018, we offer more than just the basics. Take advantage of:

• An award-winning culture with regular social events + team lunches
• Competitive pay
• Comprehensive medical, dental and vision coverage + fitness reimbursement
• RRSP matching program
• Maternity top up program
• Onsite massage, yoga and fitness classes
• Career learning and development programs
• Casual dress code

Next Steps: If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview. "Financeit is an equal opportunity employer. Accommodations are available on request for candidates taking part in all aspects of the selection process.

About the role:

The Collections Manager – US Accounts will play an important role in driving collections performance as Financeit expands into the US market. You will be responsible for working directly with several US agencies that handle pre-charge-off and post-charge-off collections. Responsibilities will also include using analysis and observations to recommend strategy and process improvements to enhance and evolve our business.  

What you'll do:

• Evaluate and onboard collection agencies
• Interact professionally with management of Agency vendors working pre-charged off and post-charge-off accounts for the most cost-efficient results within established Policy and Procedures
• Analysis of reports to identify trends and provide direction to vendors for appropriate enhancements to call strategies
• Meet Customer Experience and Compliance standards through use of monitoring process of agencies
• Provide coaching and feedback of results to internal and vendor management teams
• Work with other departments such as customer service to problem solve and generate efficiencies
• Demonstrate an ongoing comprehensive working knowledge of first party and third party regulations governing the Collections industry
• Perform other duties as assigned

What you'll need to succeed:

• Bachelor’s degree in a relevant discipline is preferred
• Collections, legal and recovery experience in the US
• Ability to work independently based on general direction
• Strong analytical and conflict resolution skills.
• Ability to work and evolve our business with limited oversight
• Experience in managing Agency/Client relationships
• Proficiency in MS Excel, Word, Google apps
• Project management experience an asset

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018, we offer more than just the basics. Take advantage of:

• An award-winning culture with regular social events + team lunches
• Competitive pay
• Comprehensive medical, dental and vision coverage + fitness reimbursement
• Onsite massage, yoga and fitness classes
• RSP Contribution matching program
• Maternity leave top up program
• Career learning and development programs
• Casual dress code

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.

About the role:

As a Junior Underwriter, you will be responsible for loan adjudication, vehicle valuation and credit assessments. Junior Underwriters are responsible for providing an uncompromising level of customer service to our Partners. This position reports directly to the Underwriting Manager and work closely with the rest of the Operations team. To be successful in this new role, you will need to be organized, detail-oriented and focused on customer service above all else. You are a team player, strong communicator and highly personable. You are comfortable multi-tasking in a high-pressure environment and holding yourself accountable for results. We are a small team with big shoulders in an open office environment.                                                           Details: Position type: Permanent, full-time (40 hours/week) Hours: Mon-Fri 9am-5:30pm, 11am-7:30pm,12:30-9pm / Sat/Sunday 10am-6pm Location: Downtown Toronto  

What you'll do:

• Manage and complete the loan adjudication process from beginning to end, and underwrite loans according to Financeit’s lending policies while evaluating risk and insuring the quality of loans
• Evaluate all documents and condition loan accordingly
• Document reasoning for all loan decisions
• Identify loans for exceptions while ensuring proper procedures are followed for approval and documentation
• Maintain knowledge of lending requirements, internal policies and procedures, and compliance and regulatory requirements
• Strengthen and build lasting customer relationships with Partners
• Process Partner and Borrower requests while providing a superior level of customer service
• Navigate and use all available technology and maintain customer information in an organized fashion up to and including UAT.
• Follow security and safeguarding procedures for the prevention of loss due to fraud, money laundering or defalcation
• Understand risks and take appropriate actions, including all documentation, and any other requirements to maintain operational integrity
• Manage inbound and outbound phone calls, emails and other forms of communication and respond to all inquiries promptly and maintain detailed notes

What you'll need to succeed:

• Underwriting experience is required
• Proficiency in French or Spanish is preferred
• Strong knowledge of consumer credit and lending practices
• Technical and organizational abilities a must
• Ability to multi-task and meet deadlines

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018, we offer more than just the basics. Take advantage of:

• An award-winning culture with regular social events + team lunches
• Competitive pay
• Comprehensive medical, dental and vision coverage + fitness reimbursement
• Onsite massage, yoga and fitness classes
• RSP Contribution matching program
• Maternity leave top up program
• Career learning and development programs
• Casual dress code

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.

About the role:

This B2B role involves managing merchant relationships and dealing directly with the owners, finance managers and sales agents of businesses wishing to use our consumer financing platform. To be successful in this role, you will need to be motivated, organized, detail-oriented and focused on customer service above all else. You are an enthusiastic, team player with a positive attitude, and are regarded as a strong and personable communicator. You are comfortable multi-tasking in a fast-paced and high-pressure environment, while holding yourself accountable for results.

What you'll do:

• Develop, maintain and manage strong relationships with our business partners
• Use expert product knowledge and sales consultation to increase partner activity
• Regularly update and coach partners on the Financeit program and process
• Teach businesses how to use our set of tools to position financing and offer monthly payments
• Develop and execute regular training and coaching sessions with small and midsize businesses
• Ensure new employees at merchants are fully training on Financeit platform
• Ensure compliance to our approval and risk requirements
• Grow volume with existing Partners, while getting new Partners ramped up and generating consistent volume
• Work closely with the Merchant Approval, Activation and Engagement teams in order to improve the overall sales journey

What you'll need to succeed:

• BA degree or equivalent practical experience
• 3 years of experience with hands-on direct sales and relationship management
• 2 years of experience in lending, financial services or banking is preferred
• Demonstrated expertise in managing successful business-to-business sales and service relationships in an asset
• Experience in consumer lending, SaaS or financial services is preferred
• You know your way around a CRM, ideally Salesforce
• Strong interpersonal and organizational skills
• Ability to multi-task and meet deadlines under pressure
• Strong customer service and retail background are pluses

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018, we offer more than just the basics. Take advantage of:

• An award-winning culture with regular social events + team lunches
• Competitive pay
• Comprehensive medical, dental and vision coverage + fitness reimbursement
• Onsite massage, yoga and fitness classes
• RSP Contribution matching program
• Maternity leave top up program
• Career learning and development programs
• Casual dress code

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.

About the role:

As a Devops Engineer, you have deep technical knowledge, with at least 3 years experience in DevOps Work in AWS. Which should also include a minimum experience of 3 years Linux Systems administration. You’re always curious, a tinkerer and an engineer who uses ingenuity to solve hard problems. You have a security-focused mindset and approach everything with information security in mind. You have an insatiable appetite for learning and sharing your knowledge. You thrive in fast-paced startup environments and multi-task with ease. You hold yourself accountable for results. You are a developer first, systems administrator second. At Financeit you will be the first full time employee dedicated to devops, and be allowed to take ownership of our production system configuration and its security. You will be joining a high flying team seeing enormous success in market. You will also work with incredible colleagues that strive for excellence day in and day out.

What you'll do:

• Hosted and Cloud Infrastructure Management (AWS, Digital Ocean)
• Infrastructure Monitoring - responding to system alerts and resolving them
• Server Setup Configuration and Administration using AWS Cloudformation and/or Ansible
• Server Patch Management
• MySQL and Postgresql Setup and Administration
• Systems Security Audit
• Systems Capacity Planning
• Attend and participate in Cybersecurity Training
• Become part of the Cybersecurity Pod become a champion to support Financeit’s Security and Availability initiatives
• Participate in infrastructure design discussions
• Implement change requests
• Respond to alerts or tickets concerning servers
• Perform System Patches and Upgrades
• Support the development and QA teams with their test infrastructure
• Other tasks to be assigned from time to time

What you'll need to succeed:

• Proficiency with AWS Cloudformation and Ansible (Chef or Puppet proficiency also a plus)
• Proficiency with Amazon Code Deploy, and various CI/CD platforms
• Minimum of 3 years experience with Systems Linux Administration
• Expert knowledge with scripting languages
• Experience managing modern firewalls like AWS Security Groups and Sophos UTM for AWS
• Expert level experience (2-3 years) with Postgresql including replication, monitoring, and database server tuning
• Excellent with all things related to MySQL, including replication, monitoring, and database server tuning
• Comfortable writing bash scripts, as well as using any language to automate server related tasks
• Minimum of 2 years Experience with Ruby or similar scripting language
• Excellent communication skills
• Always aims for simplicity when designing solutions

Location & Hours:

• Financeit headquarters – downtown Toronto
• 9:00 – 5:00 pm with flexible schedule

Some of the perks of working at Financeit:

Winner of Canada’s Most Admired Corporate Culture in 2018, we offer more than just the basics. Take advantage of:

• An award-winning culture with regular social events + team lunches
• Competitive pay
• Comprehensive medical, dental and vision coverage + fitness reimbursement
• Onsite massage, yoga and fitness classes
• RSP Contribution matching program
• Maternity leave top up program
• Career learning and development programs
• Casual dress code

Next Steps:

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.