Home Renovation

Home renovation financing
to help close bigger deals, faster.

We offer flexible consumer financing solutions for home renovations big and small, to help you land more contracts and get paid faster. Get started for free.

Home Renovation

Long-lasting loan approvals
for stress free scheduling.

We provide six-month loan approvals, so you can book a project in advance and your customer’s loan approval will still be valid as long as the job is done within six months.

Check mark in a circle
Six-month approvals.
We provide long-lasting credit decisions on site, so you get quick customer approvals on your mobile device.
Dollar sign in a circle
Get paid faster.
Receive the full purchase amount in your bank account as soon as the job is done and your customer signs off.

Flexible loans for renovations
big and small.

Our promotional offers help customers afford the upgrades they want and increase your average transaction size.1 We finance home renovations up to $60,000.

2.99% written in a blue box
Interest Rate Buydowns.
Lower interest rates that work with your customer’s budget.
0% written on a green price tag
No Interest.
0% interest for 12, 24, 36, 48 or 60 months.
Calendar with a prohibition sign on top
Deferred Payments.
No payments and no interest for 3, 6 or 12 months.
What you need to know about home renovation financing - Commonly asked questions
What type of home renovation work is eligible for financing?

Apart from HVAC, pools & spas, water treatment, roofing & exteriors and windows & doors, Financeit provides financing for all of the following home improvement work:
eaves & gutters, insulation materials, kitchen and bath, basement reno, plumbing, hearth, stove & fireplaces, garages, electrical, solar, decks & fences, painting, landscaping, and flooring.
If you do not see your specific trade in the options above, please reach out to us for assistance.

What’s the best way to add financing onto my estimates?

Although every service provider and customer is different, the most successful way to add financing from Financeit onto your estimates would be to lead with a monthly payment amount. When providing a quote to your customer get their attention early on by showing how financing can fit into their budget with a low monthly cost.

What kind of documentation do you need from the customer in order to get them pre-approved?

Typically, all a customer has to provide in order to get approved for home renovation financing is:
First and last name
Date of birth
Gross income
Employment information

What is the maximum approval amount for home renovation financing?

For home improvement loans, Financeit will provide a maximum financing amount of up to $100,000 for projects and purchases.

What are the advantages of offering home renovation financing through Financeit?

Offering your customers the option to finance their home renovations can:

– Help increase sales by showing customers that financing can help them get the home renovation upgrades unit they want without breaking their budget, by breaking down that purchase into low monthly, bi-weekly, or weekly payments.

– Standing out from the competition and making you more popular with customers for giving them a variety of payment options.

– Take away the cost and stress of doing credit checks, processing applications, managing accounts and collecting payments that come with doing your own in-house financing.

Why should I use promotional programs?

In the home improvement industry most people are accustomed to recieving some sort of discount or incentive. Because of this most merchants rely on “tax-included” discounts, which can cost up to 13% (in Ontario, may vary in other provinces). Financeit provides a wider range of promotional programs, most of which cost less than 13%, saving you money.

Close more deals and get paid faster with Financeit. Get started for free.

Our customer satisfaction rating is consistently above 90% for a reason.2


  • Pool and spa

    “From approval to funding, it took less than one day. Financeit understands how to support growing businesses who need simple financing solutions.”

    Michael K.
    Jacuzzi Hot Tubs
  • RV and ATV for Vehicle

    “Financeit is the most straightforward, user-friendly and timely financing provider I have ever dealt with. The portal and the support team are amazing to work with.”

    Chris W.
    Motor Sports World
  • Home Improvement

    “Our clients are impressed by the ability to complete their process online, at home or wherever they choose to do it.”

    Deborah A.
    Thomas Edison Electric
  • HVAC

    “Fast, friendly service. Financeit makes it so easy for our customers to get the financing they need to get the products they want.”

    Kris K.
    Urban Heating and Cooling

1 Fees apply for promotional programs.
2 Consumer satisfaction rating is based on Financeit consumer surveys.