Long-lasting loan approvals for stress free scheduling.
We provide six-month loan approvals, so you can book a project in advance and your customer’s loan approval will still be valid as long as the job is done within six months.
We provide long-lasting credit decisions on site, so you get quick customer approvals on your mobile device.
Get paid faster.
Receive the full purchase amount in your bank account as soon as the job is done and your customer signs off.
Flexible loans for renovations big and small.
Our promotional offers help customers afford the upgrades they want and increase your average transaction size.1 We finance home renovations up to $60,000.
Interest Rate Buydowns.
Lower interest rates that work with your customer’s budget.
0% interest for 12, 24, 36, 48 or 60 months.
No payments and no interest for 3, 6 or 12 months.
What you need to know about home renovation financing - Commonly asked questions
What type of home renovation work is eligible for financing?
Apart from HVAC, pools & spas, water treatment, roofing & exteriors and windows & doors, Financeit provides financing for all of the following home improvement work:
eaves & gutters, insulation materials, kitchen and bath, basement reno, plumbing, hearth, stove & fireplaces, garages, electrical, solar, decks & fences, painting, landscaping, and flooring.
If you do not see your specific trade in the options above, please reach out to us for assistance.
What’s the best way to add financing onto my estimates?
Although every service provider and customer is different, the most successful way to add financing from Financeit onto your estimates would be to lead with a monthly payment amount. When providing a quote to your customer get their attention early on by showing how financing can fit into their budget with a low monthly cost.
What are the advantages of offering home renovation financing through Financeit?
Offering your customers the option to finance their home renovations can:
– Help increase sales by showing customers that financing can help them get the home renovation upgrades unit they want without breaking their budget, by breaking down that purchase into low monthly, bi-weekly, or weekly payments.
– Standing out from the competition and making you more popular with customers for giving them a variety of payment options.
– Take away the cost and stress of doing credit checks, processing applications, managing accounts and collecting payments that come with doing your own in-house financing.
In the home improvement industry most people are accustomed to recieving some sort of discount or incentive. Because of this most merchants rely on “tax-included” discounts, which can cost up to 13% (in Ontario, may vary in other provinces). Financeit provides a wider range of promotional programs, most of which cost less than 13%, saving you money.